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Our Products

Financial Solutions For Every Need

From flexible loans to high-yield savings, discover products designed to help you thrive.

As a member-owned cooperative, every product we offer is designed with your financial wellbeing in mind. Whether you're looking to borrow, save, or invest, we have solutions tailored to your unique journey.

50k+
Happy Members
24hr
Loan Approval*
100%
Member-owned
Most Popular

Development Loan

1.00% p.m

Long-term financing for your personal and investment projects.

Flexible repayment periods
Competitive interest rates
Based on 3x shares
Apply Now →
Trending
BOSA

Development Loan

1.00%
p.m

Long-term financing for your personal and investment projects.

Flexible repayment periods
Competitive interest rates
Based on 3x shares
BOSA

School Fees Loan

1.00%
p.m

Ensure your children stay in school with our quick education financing.

Processed within 24 hours
Direct payment to institution available
BOSA

Emergency Loan

1.20%
p.m

Instant funds for life's unexpected moments.

Immediate disbursement
Minimal documentation
BOSA

Farm Input Loan

1.00%
p.m

Seasonal support for farmers to purchase seeds and fertilizers.

Repayment aligned with harvest
BOSA

Advance One Month

5.00%
Fixed

Short-term salary advance for immediate needs.

One month term
Instant processing
BOSA

Advance Three Month

10.00%
Fixed

Bridging your financial gaps for a quarter.

3 Months repayment
BOSA

Special Advance Six Months

12.00%
Fixed

Extended short-term credit for members.

6 Months repayment
BOSA

Karibu Loan

1.00%
p.m

Welcome loan for new members to start their journey.

Available upon joining
BOSA

Daraja Loan

1.00%
p.m

A bridge loan to help you transition between financial commitments.

Flexible bridging terms

Smart Investment Tips

  • Diversify your portfolio across different asset classes
  • Start early to maximize compound interest benefits
  • Review your investment strategy quarterly
  • Consult with our financial advisors for personalized guidance

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